Savings and Investment

Trust your money in Coopealianza and get great results

Savings certificates
fixed term

Generate excellent returns

With Coopealianza's Fixed Term Savings Certificates you will be able to generate excellent returns, earning more for your money, and counting on the support of a solid financial institution that adjusts to your needs.

The Fixed Term Savings Certificates contemplate the following modalities:

✓ Dematerialized: the returns are much higher relative to traditional certificates. 

This modality allows you to deposit the principal amount and the interest earned in the savings account.
The investment can be renewed automatically, without the need to show up at the Coopealianza offices.

If you consider it pertinent and with prior authorization, you will receive text or electronic messages, related to the payment of coupons, the principal or, well, the automatic application of the renewal of the certificate.
Minimum amount ¢ 50.000.00 or $ 100.00. Minimum term 1 month and maximum 5 years.
It can be issued in colones or dollars.

✓ Materialized: It will allow you to obtain a fixed return, aimed at those associates who wish to deposit their money at a defined term, they can withdraw the interest periodically according to their needs, a minimum amount of ¢ 500.000.00 or $ 1.000.00. Minimum term 1 month and maximum 5 years.
It can be issued in colones and dollars.

Savings certificates
fixed term Earn More

Learn about the Earn More Investment Plan and enjoy your earnings

Earn More Certificate: This type of certificate grants attractive interest rates that are compounded monthly to the principal, so the longer the investment term, the greater the profit obtained.
Payment of principal and interest is made through management with your advisor at the time of maturity.
The minimum amount is ¢ 50.000.00 or $ 100.00, the minimum term is 3 months and maximum 24 months.
They can only be issued in colones.


Electronic: the registration of this certificate is made on our Virtual Coopealianza site, the interest and principal payment is deposited in an automated way to the savings account that the associate has defined at the time of making the same.
The yields are much higher in relation to traditional certificates, minimum amount ¢ 50.000.00 or $ 100.00.
Minimum term 15 days and maximum 5 years.
It can be issued in colones or dollars.

Some benefits when making your Fixed Term Savings Certificate:

✓ Attractive interest rates.

✓Automatic interest payment service in the savings account related to your debit card according to the type of certificate you have selected.

✓ Automatic renewal service.

✓ Access to Virtual Coopealianza.

✓ Access to Back to Back Credit.

✓ Term savings retain only 7% of Income Tax.

✓ Savings and investment plans adjusted to the needs and higher profitability suitable for each of the associates.

Rates: vary according to the term and are subject to change.
The monies deposited in these products cannot be withdrawn before maturity.

“The prices are shown only as an orientation for the client in their decision to access certain financial products or services, and it should not be understood that this information shows the final price of the product or service for all clients. The final price for each client is determined by multiple conditions subject to the assessment of the entity, specific to the business environment, the commercial relationship, the client's profile and the characteristics of the operations or services demanded. " SUGEF 10-07

Calculate the profit of your Saving

Interest rate %
Gross Total Interest: 0
Income Tax (7%): 0
Total Net Interest: 0

Income tax withholding applies to certificates issued as of July 01, 2019. According to Law 9635, income tax will be withheld from the interest generated by your Investment.

Apply online for your Saving

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