Acquiring a house or land represents a large outlay for most, often beyond our immediate reach because with the current cost of living it is quite difficult to save that amount of money in a short time.
Precisely to serve our clients and associates who dream of having their own home or remodel it , in Coopealianza we have home loans .
By using a mortgage loan from Coopealianza, you will be able to enjoy your own home in the short term. And as we always explain, it is an investment where instead of paying monthly rent for a house that is not and will never be yours, you can make the payments on your own home.
Advantages of Coopealianza housing mortgage loans:
- You can apply for your loan online through a simple form or request information at any of our branches throughout the country. Coopealianza is a cooperative that has 50 years of experience and offices in 34 cantons of the country.
- We carry out the procedures in an agile and fast way because we understand that your goals do not wait. And we provide personalized and professional attention.
- We offer payment facilities and we can adapt the credit conditions to your needs and financial reality.
- We offer you the most competitive interest rates in the market.
- We request few requirements .
- You can protect your assets and investment against disasters such as theft, earthquakes and fires with insurance that protects your home.
Other benefits of requesting a credit with Coopealianza:
- Improve your credit rating, as long as the scope of the agreement for the loan is honored by complying with the corresponding payments.
- It is a mandatory form of saving, that is, you will be allocating a part of your income to a real estate investment.
- But the best thing is that, if you use the credit to buy a new or used house, you can live in your house right now, while you are paying for it; you will not have to wait 30 years to consolidate the necessary savings to buy it. This will translate into quality of life for you and yours.
In other words, the most remarkable thing is that a housing loan in Coopealianza offers our associates the possibility of buying their home by paying a monthly fee for it, instead of having to have all the money to buy the house in cash.
Finally, remember that, although before the process of contracting a mortgage loan in the Costa Rican financial market was quite complicated, we currently have different digital channels to make your request and facilitate the process. Contact Us If you have any doubts.