Perhaps you already have the house of your dreams in sight. He knows how many rooms to have, what the garden will be like, the size of the bathrooms, and every detail of the kitchen. But he still doesn't have the money to buy it.
And of course, when you think about the possibility of having to get a guarantor to acquire the credit that protects you on your way to owning your own home, your dreams are simply shattered.
For this reason, at Coopealianza we offer different credit solutions for the purchase of housing, in an agile way and without the need for a guarantor. All through a home mortgage loan.
What is a home mortgage loan?
It is a credit that can be granted using the same house as collateral.
What type of clients is a home mortgage loan for?
This is a financial product that works for all segments. Public sector employees, private sector employees, entrepreneurs and others.
What it seeks is to offer the opportunity to many people to have decent housing and with conditions adapted to their ability to pay and personal needs.
In fact, you can find out your loan installment in our online calculator.
How soon could the loan be approved?
In the case of public officials, the established time is 10 business days. For other audiences it might take a little longer.
What are the conditions?
The approval procedures are fast. At Coopealianza we guarantee that your credit will be approved within 10 business days.
Requirements are easy to meet. Basically it is about 6 basic requirements:
- Copy of identification of the debtor / co-debtor
- Proof of salary / payment stub or documentation of income in case of not being salaried.
- Signature of CIC SUGEF form
- Signature of the debt form with non-supervised entities
- Call / put option
- If there is a lien on the property, you must provide the approximate amount to be paid.
In addition, we offer premium facilities and attractive interest rates, and the terms are adjusted to the associate's possibilities.
If you require a Housing Mortgage Credit, Contact us. We provide personalized attention and accompany you throughout the purchase process. We look forward to your call or your visit!