We are already at the end of the year, and the payment of the Christmas bonus established by Law in Costa Rica is approaching.
Although it is very common for people to spend their Christmas bonus on their end-of-year vacations, vehicle registration payments, and expenses of the famous "January slope", it is an excellent recommendation to allocate part of that thirteenth salary to savings. and investments.
How can you save or invest your bonus in Coopealianza?
En Coopealianza We offer different modalities for you save and invest your bonus:
Saving Mechanisms:
We have sight savings in colones and dollars, a tool that will allow you to organize your finances, having access to your money immediately, whether for: salary, pension, organization of expenses, money management or business flow.
In addition, we have the Easy Savings program in colones and dollars, in which you can make your investment systematically, with monthly installments, deducted from payrolls, automatic cancellation or SINPE. Also, you can make extraordinary deposits whenever you want.
Investment mechanisms:
On the other hand, we have fixed-term savings certificates where the yields are much higher in relation to traditional certificates. In this sense, the minimum amount is ¢50.000.00 or $100, with a minimum term of one month and a maximum of 5 years.
These certificates can be issued in colones or in dollars.
Finally, we have the GANO MÁS Investment Plan, a certificate that grants you attractive interest rates that are capitalized monthly to the principal, therefore, the longer the investment term, the greater the profit obtained.
In this case, the minimum amount is ¢50.000.00 or $100.00, the minimum term is 3 months and a maximum of 24 months.
If you are determined to save or invest all or part of your Christmas bonus, Contact us and we will advise you.