Strong growth in assets and money raising show the cooperatives of saving y credit Costa Ricans as an excellent alternative for your savings.
Traditionally, the cooperative member has had at his disposal favorable financial instruments in terms of interest rates, on his savings and investments, and on dividends from the surplus of the cooperative. And they know that a percentage of the surplus of the cooperative is destined for works of social good.
But, in addition, they have in their favor the opportunity to enjoy varied, more technical products, better service to their customers, transactional security platforms and a greater presence in the eyes of consumers, according to a publication of the specialized newspaper La República.
Research carried out by other specialized information media, such as El Financiero, reveals that the cooperatives of saving y credit offer better yields in colones, in relation to other financial entities.
Higher yields
The returns are higher the longer the term of the investment. Starting at 12 months, the gap between the rate offered by these entities in term certificates of deposit and that paid by banks widens, concludes El Financiero, based on a mapping of the average yield of banks and banks. cooperatives.
The Republic, for its part, concludes that the growth of the financial cooperative sector is due, in part, to diversification, the development of technological operations and dynamics, which leads them to become an integral part of housing fairs. , vehicles and support for SMEs, among others.
The conclusions of both media coincide with a greater presence of Coopealianza throughout the national territory, where it has reached with its benefits a contingent of cooperative members that exceeds 195 thousand members. Coopealianza is one of the best cooperatives in Costa Rica.
Financial Services
At Coopealianza we offer our associates a wide range of financial products, which includes Sight Savings, Term Savings, Fixed Term Savings Certificates, Housing Loans, Business Loans and Consumer Loans.
We also have debit cards as a payment instrument and the Virtual Coopealianza service. Contact us for more information.