In Costa Rica, the path towards economic development has found a fundamental ally since 2008: the Development Banking System (SBD), established by Law N. 8634.
This system, made up of various public and private entities, has become the key tool to finance and promote productive and technically and economically feasible projects.
What is the Development Banking System (SBD)?
The SBD is a platform that offers financing and business support alternatives to entrepreneurs and businessmen throughout the country. One of the authorized financial operators that actively participates in this process is, precisely, Coopealianza.
We open doors for entrepreneurs to access credit that can make a difference in the growth of their businesses.
Requirements to access business credit
To take the first step towards business credit with development banking funds, through Coopealianza, it is essential to comply with certain requirements.
Qualification as a beneficiary of Law 9274 (SMEs):
This is a crucial step that allows micro, small and medium-sized businesses to access this credit program.
Experience in economic activity:
A minimum of 24 months of development of economic activity is required, which demonstrates commitment and stability in the sector.
Viable investment plan:
To ensure that resources are used effectively, a technically or financially viable investment plan is required. This ensures that the project has solid foundations for its execution.
Maximum amount of ¢350 million:
This program makes a maximum amount of ¢350 million available to companies, providing a significant financial boost to achieve business goals and objectives.
Focus on Micro, Small and Medium Enterprises (MSMEs)
The business credit offered through the SBD is designed specifically for micro, small and medium-sized businesses in any sector of the economy. This demonstrates the versatility of the program, adapting to the diverse needs and business realities present in Costa Rica.
Guarantees adapted to the needs of the businessman
Obtaining credit is accompanied by the necessary guarantee, which varies depending on the type of credit requested. This flexibility demonstrates an understanding of the differences inherent in each project and a willingness to adjust to its particularities.
In summary, the Development Banking System not only represents a financing opportunity for companies in Costa Rica, but is also a fundamental support for the country's economic growth.
Through us, as a cooperative, entrepreneurs find a path to business credit, propelling micro and small businesses to new heights of development and success.
Contact Us If you have any doubts; We believe that Costa Rica's business future is being built today, step by step, with the support of programs such as the Development Banking System.