The terms of the term, interest rate and maximum amount of the loans apply according to the profile of the member and the granting is subject to compliance with the internal policies of Coopealianza. The nominal interest rates for personal loans range between 16.00% and 28.00% and the maximum term is 108 months. For example, for a loan of ¢1,000,000 at 108 months, with a nominal rate of 16.00% per year, it would result in an approximate monthly payment of ¢17,727, with a Total Annual Interest Rate (TITA) of 17.25%.