All the t They are a form of financing that offers advantages such as purchases in installments, incentives for frequent use and different facilities. It is not an extension of income but a tool to make purchases without having cash.
However, knowing how to use them properly will prevent you from many headaches due to over-indebtedness, high interest payments and penalties.
Today we want to share with you some useful tips for the proper management of a credit card as a way to achieve greater financial freedom.
4 tips for the correct use of credit cards
- Keep track. It is convenient to monitor all the expenses that you assumed with the credit card, in this way you will be able to know if the credit limit has been exceeded or not. This will prevent you from overdrafting or paying fees.
- Contribute more than the minimum payment on the date indicated by the "statement" of the card. Remember that this date is not the same as the court date.
- Use credit card for cash advance only in case of emergency. Don't make it a habit.
- Have only the credit cards you can really pay off. Do not accept credit cards just because they are useful, rather it is important to seek advice on how to use them optimally to obtain incentives and benefits.
If you are thinking of acquiring a credit card, Contact us. We offer personalized advice and the best market conditions.