One of the most uncomfortable and worrying situations that a person can face is the loss – or even worse, the theft or misuse – of their credit card.
The credit card is not money given as a gift, it is a loan that the financial institution gives you because it trusts in your ability to use this plastic instrument correctly and pay accordingly.
To prevent such an inconvenience, today we want to share 11 tips for using your credit card safely.
Tips to safely use your credit card
- Do not give the card to be taken to another place to make the transaction. Ask them to make the payment in front of you, avoid losing sight of your card.
- Investigate and learn the procedures used by your card issuer to receive reports in cases of loss, theft or theft.
- Keep your secret key private; do not share it with third parties.
- Periodically change personal identification codes (PINs).
- Memorize your secret code; do not carry it written on some piece of paper in your wallet. It is also not a good idea to have it written on your cell phone in case everything and your bag are stolen.
- Avoid doing ATM operations with strangers in close proximity.
- Follow only the recommendations indicated in the ATM enclosure. Avoid advice from strangers or getting too close to you when you are making the transaction.
- Be sure to remove the card after the ATM operation is completed and wait for the screen to return to the start.
- Withdraw and save receipts obtained at ATMs, so that other people do not use them to your detriment.
- Frequently check the balances of your bank accounts and keep track of your expenses.
- If the ATM retains your card, block it and notify the credit union immediately.
In short, there are always good practices you can follow to ensure your card is secure and prevent you from falling victim to theft and scams.
Contact Us If you have any questions or manage your Coopealianza Credit Card at any of our 50 branches throughout the country. It will be a pleasure to assist you.