One of the biggest frustrations of many people when managing a home loan in the traditional banking system is that, in addition to the large number of requirements and the eternal process, they are often offered a very small amount of money. that really doesn't give them the possibility of a new house.
For that reason, this is one of the questions we always get from our customers and associates: How much does Coopealianza really lend me to buy a house?
But before answering it, let us tell you that at Coopealianza we offer loans for the construction of a new home, the purchase of a home that has already been built, home remodeling, and even the purchase of a lot.
And the requirements are quite easy
For built housing:
- Copy of identification of the debtor / co-debtor
- Proof of salary / payment stub or documentation of income in case of not being salaried.
- Signature of CIC SUGEF form
- Signature of the debt form with non-supervised entities
- Call / put option
- If there is a lien on the property, you must provide the approximate amount to be paid.
For construction on own lot:
- Copy of identification of the debtor / co-debtor
- Proof of salary / payment stub or documentation of income in case of not being salaried
- Signature of CIC SUGEF form
- Debt form with non-supervised entities
- Land use of the land
- Property where the house will be built
- building permits
- construction plans
- Construction budget.
- If there is a lien on the property, you must provide the approximate amount to be paid.
If it is the purchase of a lot and construction, in addition to what is indicated above, it is necessary:
- Purchase / sale option.
Under these conditions, the maximum credit amount would be ¢119.700.000 for a housing solution with a total maximum value of ¢133.000.000.
Of course, larger amounts can also be processed, but they have different conditions.
We currently offer very favorable conditions for home loans:
- Home loan approved in 10 days
- Inmediate attention
- Fee per million of ¢8,600 + policies.
If you have doubts, contact us immediately or visit one of our 50 offices in 33 cantons of the country. We will be happy to advise you with transparency, ethics and professionalism.