Two of the aspects that most stop a person from starting to build their own house are:
- The complexity of the construction process (paperwork, dealing with the staff and having to be aware of every detail of the house)
- The money to buy the lot and cover construction costs.
For the first point, there is a construction contract format called "turnkey", and for the second, there are credits for Coopealianza.
What is a "turnkey" construction?
A turnkey contract for a construction is one that is agreed with a contractor (the construction company) and in which the contractor agrees to take care of all or most of the precise procedures to carry out a work, in exchange for a global fixed price and within a certain period of time.
But he not only carries out the paperwork, but also supervises the personnel, purchases and transports the materials, and takes care of every detail until the final delivery of the project to the client. In other words, the builders deliver the house finished and ready for you to move in that same day if you want.
Some of the advantages of a turnkey home is that if the prices of materials rise during construction time or there is an inconvenience that represents an additional expense, the company has to bear that cost. The price for you will be the same that was agreed from the beginning.
Now, now that the constructive issue has been resolved, let's talk about the economic part.
Housing loans with Coopealianza
Our home loans cover:
- house construction
- Home purchase ready
- home remodeling
- Lot purchase
Some advantages of acquiring a home with financing from Coopealianza:
- You can request your online loan through a simple form or request information at any of our branches throughout the country.
- We carry out the procedures in an agile and fast way, and we provide personalized and professional attention.
- We offer payment facilities and we can adapt the credit conditions to your needs and financial reality.
- We offer you the most competitive interest rates in the market.
- We ask few requirements.
- Your home loan will be approved in 10 days. *
So maybe today is the day to drop the excuses and start working on your dream home. Contact us if you require financial advice to obtain the credit that best suits your conditions and needs. Apply online here
*Conditions apply