This year 2022 is flying by, but don't despair, there is still time for your dream of having your own home to come true.
At Coopealianza we have a wide portfolio of credit solutions, and in this case, we offer loans for:
- Construction of new housing.
- Purchase of housing already built.
- Home remodeling.
- Lot purchase.
Now, you may be wondering if the requirements to access that credit are impossible to complete. And let me tell you no. They really are basic requirements, much lower than in other financial entities.
Grab a pen and paper, and write down!
If what you want to buy is a built home, the requirements are:
- Copy of identification of the debtor / co-debtor
- Proof of salary / payment stub or documentation of income in case of not being salaried
- Signature of CIC SUGEF form
- Signature of the debt form with non-supervised entities
- Call / put option
- If there is any lien on the property, you must provide the approximate amount to be paid
But if you prefer to build on your own lot, you must submit:
- Copy of identification of the debtor / co-debtor
- Proof of salary / payment stub or documentation of income in case of not being salaried
- Signature of CIC SUGEF form
- Debt form with non-supervised entities
- Land use of the land
- Property number where the house will be built
- building permits
- construction plans
- Construction budget.
- If there is a lien on the property, you must provide the approximate amount to be paid.
If it is the purchase of a lot and also the construction, in addition to what is indicated above, you must present us your:
- Purchase / sale option.
At Coopealianza we guarantee agility and efficiency in the procedures, resolving your request in a short period of time, and you can even request your credit with our online form.
Let us finance you and get closer every day to the life you always dreamed of.