In Costa Rica there are options to acquire a home loan. However, our recommendation is always to assess and compare the alternatives offered by the financial market so that you can really choose the loan that best suits your needs.
It is important to consider, for example:
- Your current level of indebtedness and the money you have left free with which you could really face a new credit. Make a realistic budget based on your income range.
- Costs of carrying out the procedures and requirements to obtain the credit: certifications, expert visit, municipal permits, legal expenses, whatever applies to your case.
- If you require a premium, how much is that amount?
- How much is the interest rate on the loan? Is it stable or does it vary over the years?
- Will the credit be in dollars or colones?
- Do you need a guarantor or is it a mortgage loan?
- How many years is the term to finish paying off your new house?
- Insurance required by the financial institution to protect the home and their cost.
- Other requirements set forth in each financial entity.
- And finally, to that we must add the expenses and management of the move and the maintenance of the home.
Now, with all that clear and seeing the options you have, at Coopealianza we are sure to offer you the best conditions because, as a cooperative that we are, we have a more empathetic vision of the reality of our clients, adapting to their needs and interests, with the aim of helping you make your dream come true.
In addition, we know that, with our support, you will have greater peace of mind, more security for your family, considerable savings on rent and a better quality of life.
Specifically, we offer credit solutions for:
- Construction of new housing.
- Purchase of housing already built.
- Home remodeling.
- Lot purchase.
Currently and within this framework, some benefits that we offer to our clients and associates are:
- Home loan approved in 10 days
- Inmediate attention
- Fee per million of ¢8,600 + policies.
- Competitive interest rates.
- Long terms to pay.
- Few requirements.
- Multiple service channels.
Contact Us, we are a cooperative with more than 50 years financing and selling lots, houses and farms, throughout Costa Rica.